Well, my story is more strange, I always was thinking that capital one bank was a Bank from the United States and I got a call one morning last week at 2am and also one around 3 am one morning from a nice young man from India, he said he was  calling about my Capital one account that I thought was closed and paid off, well after it was closed, the bank charged me a fee for having the account, then a over the limit fee and a late fee.  so I got a  call from the bank.  When I asked him if he knew what time it was in the United States, he hung up on me.  I was so surprised with all the people in the United States in need of a job that they would  go to India for workers.

James Staley

Ann Arbor, Michigan