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I understand paying with cash to stay out of credit card debt BUT - how do you pay down debt you already have piled up?
I have questions about how a stay at home mom can affect her financial safety. I can't seem to save money when I make very little. I do have a IRA from past jobs but not much else.
Hello, I have spent the last year cleaning up my debt how do I go about cleaning up my credit report of those adverse accounts.
I have an old debt which is no longer affecting my credit, however, the company who has acquired the debt has found me and wants payment. The debt is in the $8900 range and they say they'll settle for $4300 ish.
If the debt is no longer affecting my credit rating, will the settlement show up as a negative blip on my credit report?
What is the best advice to pay down a debt of $8900 for a part time working adult student?
Thank you so much for your time.
With the prices of everything going up all the time. I'm out of work & can't find work. I haven't had any luck with getting a job. I've had several phone interviews all good-but when I've meet with a couple of the temporary agencies. The interview went well but nothing every turn up. I've had one temporary company call me about two different jobs, they told me they would call me back(but haven't), I've called them but no return phone call. What I'm asking is how are you suppose to save when you don't have a job & with today's prices. My husband works & the savings we used to have was use when he had 5 different surgeries and in Nov. I had surgery. What is the average person suppose to do. I'm sure I'm not alone, that even the people that have 2 incomes coming in-everything goes for gas & food.
Thank you for you time, Judy
If I cut up my credit cards and start paying only cash, am I going to hurt my credit rating by not having any credit going on? Should I keep one card, use it minimally and pay it off each month, or should I just cut it up and be done with it? My credit rating is currently 730 but I have credit card debt that I want to eliminate.