I have a LOT on my plate right now; a whopping IRS debt, credit card debt, inaability to pay mortgage, health issues besides bipolar disorder, etc., and am only wondering if the manifestations of anxiety can lead to depression. My boyfriend says I blame everything on the bipolar; but I'm sure with all I'm dealing with right now, it can and will affect my mood. He says I have to take responsibility for my actions, and not use bipolar as an excuse. If this anxiety continues, I just wonder how much it will lead to a full-blown clinical depression, and if there is anything to forestall such an occurrence. Any advice would be greatly appreciated.