Hi,

The present economic downturn appears to be mostly a crisis of confidence exacerbated by the rampant speculation last summer upon the commodity markets, to include food items and oil futures.

• The consumer was very spooked by food and gas prices that went up day-by-day, and that is what brought our economic engine to a grinding halt.
  
  
• All the above indicates that most of our present financial troubles are nothing more than a crisis of confidence in our financial system, our government watchdog agencies ( does the SEC come to mind?) and the lack of enforcement of our present financial regulations.
  
• Being a financial industry insider I know that many of our present ills are the effect of a few speculators that stuck it to most of the general public. The price run-up on energy commodities last summer was anything but "market forces."

I invite investors to scoop up on great bargains in the stock market, it's an excellent time to buy. This market downturn will not last forever and it's a golden opportunity to invest.

Corporate Finance Consultants