When discussing medicare coverage, why do you:
Ignore the fact that seniors pay for medicare insurance based upon their income as reported on their tax returns. The base premium deducted from the social security check is $96.40 per month. Based upon reported income, the premium graduates to $238.40 per month, again deducted from the Social Security Check.
Fail to mention that anyone over 65 has no choice about their insurance coverage. Private Insurance Companies notify seniors 90 days in advance that they will no longer be eligible for their current insurance as of their 65th birthday. Supplemental insurance is offered with the suggestion they apply for medicare as soon as possible to make sure the medicare coverage is in place by that birth date.
Fail to observe that some seniors are paying more for the combination of medicare and supplemental insurance than they were paying for their private insurance prior to their 65th birthday.
Fair to point out that even though a senior may be in the middle of treatment for an health issue, coverage for an existing condition or treatment does not continue past the 65th birthday. All coverage has to be reaffirmed and subsequently paid by medicare and the supplemental insurance. This new coverage is not necessarily the same as the prior coverage.
Seniors know the roadblocks when dealing with medicare and supplemental coverage. If the entire picture is not reported, it will question the truthfulness of all reports, past, present and future.